Setu
Financial Analyst
Job · Full-timeIn OfficeLudhiana, Punjab0–2 years35K/mo4 openingsImmediate / as per notice period
About this role
Setu is hiring a Financial Analyst in Ludhiana. This is a full-time, permanent role with real ownership from the first quarter — you will be given work that ships, reviewed by people who know the craft, and the context to understand why it matters.
About the role
As a Financial Analyst at Setu…
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Skills you'll use
Financial AnalysisAdvanced ExcelBudgeting & ForecastingVariance AnalysisAccounting FundamentalsERP ReportingPowerPointRatio AnalysisData ValidationBusiness Partnering
What you'll do
- Prepare monthly management reporting packs
- Analyse variances and explain them to budget holders
- Support the annual budget and forecast cycles
- Build and maintain financial models
- Improve the accuracy and speed of reporting
- Flag risks and blockers early rather than at the deadline
- Keep your tracker and status honest, including when something has slipped
Who can apply
- B.Com/M.Com, BBA/MBA (Finance), CA/CMA/CFA (any level) or Economics graduate from a recognised university
- 0–2 years of relevant experience — internships, academic projects and personal work all count, and 2026 graduates are welcome
- Working knowledge of Financial Analysis, Advanced Excel, Budgeting & Forecasting
- Comfort with Excel, an ERP and reporting packs, and the ability to pick up an unfamiliar tool without waiting to be taught it
- The judgement to know when a problem is yours to solve and when it needs escalating — and to escalate with the relevant detail attached.
- Attention to detail, ownership and the discipline to document your work
- Based in Ludhiana, Punjab or willing to relocate
Perks & benefits
Clear, written progression criteria rather than an annual surpriseEmployee referral and performance bonus schemesTeam offsites and regular in-person timeSupport for internal mobility across teamsFixed monthly salary, paid on timeStructured onboarding with a named mentor for the first 90 daysHealth insurance cover for you (and family cover on confirmation)Learning and certification budget
Interview & selection process
5 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Discussion with the hiring manager on how you approach problems and work with others
- 3Team fit conversation with two or three future colleagues
- 4Final discussion covering role expectations, compensation and start date
- 5HR discussion — compensation, notice period, joining date and offer roll-out
About Setu
Setu operates in the banking apis sector and runs an active team in Ludhiana. It is a working employer with real customers and real deadlines — the role advertised here exists because there is work that needs doing, not to fill a headcount plan.
Industry and what the company does
Setu works in…
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