Utkarsh Small Finance Bank

Financial Analyst

Job · Full-timeWork from HomeMangaluru, Karnataka0–2 years35K/mo2 openingsImmediate / as per notice period

About this role

Start your career in financial analysis at Utkarsh Small Finance Bank as a Financial Analyst in Mangaluru. This is a full-time position with a structured first ninety days, a named mentor, and genuine responsibility once you are through it. About the role As a Financial Analyst at Utkarsh Small…

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Skills you'll use

Financial AnalysisAdvanced ExcelBudgeting & ForecastingVariance AnalysisAccounting FundamentalsERP ReportingPowerPointRatio AnalysisData ValidationBusiness Partnering

What you'll do

Prepare monthly management reporting packs
Analyse variances and explain them to budget holders
Support the annual budget and forecast cycles
Build and maintain financial models
Improve the accuracy and speed of reporting
Flag risks and blockers early rather than at the deadline
Keep your tracker and status honest, including when something has slipped

Who can apply

B.Com/M.Com, BBA/MBA (Finance), CA/CMA/CFA (any level) or Economics graduate from a recognised university
0–2 years of relevant experience — internships, academic projects and personal work all count, and 2026 graduates are welcome
Working knowledge of Financial Analysis, Advanced Excel, Budgeting & Forecasting
Comfort with Excel, an ERP and reporting packs, and the ability to pick up an unfamiliar tool without waiting to be taught it
The judgement to know when a problem is yours to solve and when it needs escalating — and to escalate with the relevant detail attached.
Attention to detail, ownership and the discipline to document your work
Based in Mangaluru, Karnataka or willing to relocate (remote candidates across India may also apply)

Perks & benefits

Fixed monthly salary, paid on timeStructured onboarding with a named mentor for the first 90 daysHealth insurance cover for you (and family cover on confirmation)Learning and certification budgetPaid leave, casual leave and public holidaysFlexible working hours around core collaboration timeModern hardware and the tool licences your role needsInternal knowledge sessions and access to senior reviewers

Interview & selection process

3 rounds — typical selection flow for this role:

1Resume screening and profile shortlisting by the talent acquisition team
2Discussion with the hiring manager on how you approach problems and work with others
3HR discussion — compensation, notice period, joining date and offer roll-out

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank operates in the small finance bank sector and runs an active team in Mangaluru. It is a working employer with real customers and real deadlines — the role advertised here exists because there is work that needs doing, not to fill a headcount plan. Industry and what the…

Visit Utkarsh Small Finance Bank’s official website ↗

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