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ManipalCigna Health Insurance logo — ManipalCigna Health Insurance Credit Risk Intern at ManipalCigna Health Insurance
ManipalCigna Health Insurance

Credit Risk Intern

InternshipHybridKanchipuram, Tamil Nadu3 months19K/mo13 openingsImmediate / Rolling

About this internship

ManipalCigna Health Insurance is hiring a Credit Risk Intern in Kanchipuram — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit risk rather than a certificate-only programme. About the role As a Credit Risk Intern at ManipalCigna Health…

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Skills you'll use

Credit RiskFinancial AnalysisAdvanced ExcelProbability of DefaultPortfolio AnalysisSQL BasicsRegulatory Norms (RBI)StatisticsReportingDocumentation

What you'll do

  • Work on measuring the probability that a portfolio of borrowers does not pay, and pricing for it alongside the core team
  • Apply Credit Risk, Financial Analysis, Advanced Excel, Probability of Default to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CS/CMA (inter or final) or B.A. (Economics)
  • Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of Credit Risk, Financial Analysis, Advanced Excel (or a genuine willingness to learn them)
  • Exposure to Probability of Default, Portfolio Analysis, SQL Basics is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Kanchipuram, Tamil Nadu or willing to work from there for the internship period

Perks & benefits

Exposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateDirect access to the team that owns the data you work on

Interview & selection process

2 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Online aptitude / domain assessment

About ManipalCigna Health Insurance

ManipalCigna Health Insurance operates in the health insurance sector and has an active presence in Kanchipuram. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it…
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