Capgemini India

Credit Risk Intern

InternshipHybridJammu, Jammu & Kashmir2 months19K/mo8 openingsImmediate / Rolling

About this internship

Capgemini India is hiring a Credit Risk Intern in Jammu — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit risk rather than a certificate-only programme. About the role As a Credit Risk Intern at Capgemini India, your core focus will be…

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Skills you'll use

Credit RiskFinancial AnalysisAdvanced ExcelProbability of DefaultPortfolio AnalysisSQL BasicsRegulatory Norms (RBI)StatisticsReportingDocumentation

What you'll do

Work on measuring the probability that a portfolio of borrowers does not pay, and pricing for it alongside the core team
Apply Credit Risk, Financial Analysis, Advanced Excel, Probability of Default to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CS/CMA (inter or final) or B.A. (Economics)
Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Risk, Financial Analysis, Advanced Excel (or a genuine willingness to learn them)
Exposure to Probability of Default, Portfolio Analysis, SQL Basics is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Jammu, Jammu & Kashmir or willing to work from there for the internship period

Perks & benefits

Internship CertificateLetter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflowsStructured onboarding and a formal mentor at a large, established employer

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Practical assignment or case study with a short walkthrough
3Discussion with the hiring manager on the role and your fit
4HR discussion — stipend, start date, expectations and offer

About Capgemini India

Capgemini India operates in the it services & consulting sector and has an active presence in Jammu. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

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