BIIOS Consultancy

Credit & Risk Analytics Intern

InternshipHybridShimla, Himachal Pradesh3 months12K/mo9 openingsImmediate / Rolling

About this internship

BIIOS Consultancy is hiring a Credit & Risk Analytics Intern in Shimla — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit risk and portfolio analytics rather than a certificate-only programme. About the role As a Credit & Risk Analytics Intern…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
Graduating batch 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Shimla, Himachal Pradesh or willing to work from there for the internship period

Perks & benefits

Exposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateBroad ownership and direct exposure to founders and senior decision-makers

Interview & selection process

3 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Technical interview on fundamentals and your projects
3HR discussion — stipend, start date, expectations and offer

About BIIOS Consultancy

BIIOS Consultancy operates in the business advisory sector and has an active presence in Shimla. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

Visit BIIOS Consultancy’s official website ↗

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