Bank of Baroda

Credit & Risk Analytics Intern

InternshipIn OfficeKochi, Kerala3 months15K/mo10 openingsImmediate / Rolling

About this internship

Start your career in credit risk and portfolio analytics with Bank of Baroda as a Credit & Risk Analytics Intern in Kochi. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit & Risk Analytics Intern at…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
Graduating batch 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Kochi, Kerala or willing to work from there for the internship period

Perks & benefits

Letter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunity

Interview & selection process

3 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Team-fit / behavioural interview with the team
3HR discussion — stipend, start date, expectations and offer

About Bank of Baroda

Bank of Baroda operates in the public sector banking sector and has an active presence in Kochi. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

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