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Razorpay

Credit & Risk Analytics Intern

InternshipIn OfficeThiruvananthapuram, Kerala4 months17K/mo2 openingsImmediate / Rolling

About this internship

Razorpay is hiring a Credit & Risk Analytics Intern in Thiruvananthapuram — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit risk and portfolio analytics rather than a certificate-only programme. About the role As a Credit & Risk Analytics…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

  • Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
  • Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
  • Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
  • Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Thiruvananthapuram, Kerala or willing to work from there for the internship period

Perks & benefits

Internship CertificateLetter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflows

Interview & selection process

4 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Technical interview on fundamentals and your projects
  3. 3Practical assignment or case study with a short walkthrough
  4. 4HR discussion — stipend, start date, expectations and offer

About Razorpay

Razorpay operates in the payments & banking technology sector and has an active presence in Thiruvananthapuram. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it…
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