Pay1

Financial Risk Management Intern

InternshipIn OfficeKolkata, West Bengal3 months21K/mo2 openingsImmediate / Rolling

About this internship

Start your career in financial and credit risk with Pay1 as a Financial Risk Management Intern in Kolkata. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Financial Risk Management Intern at Pay1, your core…

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Skills you'll use

Risk ModelingCredit Risk AnalysisBasel FrameworksStress TestingAdvanced ExcelSQLPython for Risk AnalyticsRegulatory ReportingPortfolio AnalyticsOperational Risk Controls

What you'll do

Work on measuring credit, market and operational risk against real portfolios alongside the core team
Apply Risk Modeling, Credit Risk Analysis, Basel Frameworks, Stress Testing to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.E./B.Tech, B.Sc/M.Sc (Statistics / Mathematics), BBA/MBA (Finance), CA or FRM candidates — 2026 freshers & final-year students welcome
Working knowledge of Risk Modeling, Credit Risk Analysis, Basel Frameworks (or a genuine willingness to learn them)
Strong fundamentals in your discipline and clear problem-solving ability
Care with detail and the discipline to document your work
Clear written and verbal communication in English
Based in or willing to work from Kolkata, West Bengal

Perks & benefits

Letter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunity

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Team-fit / behavioural interview with the team
3Online aptitude / domain assessment
4HR discussion — stipend, start date, expectations and offer

About Pay1

Pay1 operates in the retailer fintech sector and has an active presence in Kolkata. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a distance. The work…

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