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Mphasis

Credit & Risk Analytics Intern

InternshipIn OfficeLucknow, Uttar Pradesh3 months13K/mo4 openingsImmediate / Rolling
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About this internship

Join Mphasis in Lucknow as a Credit & Risk Analytics Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit risk and portfolio analytics work. About the role As a Credit & Risk Analytics Intern at…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

  • Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
  • Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
  • Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
  • Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Lucknow, Uttar Pradesh or willing to work from there for the internship period

Perks & benefits

Flexible working hoursNetworking with senior professionalsInternship CertificateLetter of RecommendationMentorship from a named mentor

Interview & selection process

4 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Practical assignment or case study with a short walkthrough
  3. 3Discussion with the hiring manager on the role and your fit
  4. 4HR discussion — stipend, start date, expectations and offer

About Mphasis

Mphasis operates in the it services & consulting sector and has an active presence in Lucknow. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…
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