Citi has an opening for a Credit Analyst in Mohali. If you enjoy digging into messy data, writing SQL that answers a real question and explaining the answer in plain language, this full-time credit analytics role will suit you.
About the role
The Credit Analyst at Citi is the bridge between the…
About Citi
Citi is hiring a Credit Analyst in Mohali — a full-time analytics role working in Excel, SQL and credit bureau data, with an indicative CTC of 4.4 LPA–9.6 LPA and 3 openings.
Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication
Who Can Apply
B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree graduates with 1–4 years of relevant experience, based in Mohali or willing to relocate. You should be comfortable with Advanced Excel, SQL, Credit Risk Fundamentals, able to work independently on a defined analytical question, and able to communicate the answer in plain language. Candidates from adjacent functions (MIS, operations reporting, finance analytics) with the right toolset are encouraged to apply.
Perks
Employee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)
Interview & Selection Process
4 rounds — typical selection flow for this role:
1Resume screening and profile shortlisting by the talent acquisition team
2Business / stakeholder round — how you scope a question and communicate findings
3Hiring manager discussion — role expectations, ownership and team fit
4HR discussion — compensation, notice period, joining date and offer roll-out