Axio
Credit Analyst
Job · Full-timeIn OfficeGhaziabad, Uttar Pradesh1–4 years53K/mo5 openingsImmediate / as per notice period
About this role
Applications are open for the Credit Analyst position at Axio in Ghaziabad. You will join a working credit analytics team, own a defined set of reports and analyses end to end, and see your findings turn into decisions that people act on.
About the role
In this Credit Analyst position you will be…
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Skills you'll use
Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication
What you'll do
- Analyse applicant financials and bureau data for credit decisions
- Monitor portfolio delinquency, roll rates and vintage performance
- Prepare credit MIS and early-warning reports
- Support policy changes with data-backed recommendations
- Maintain documentation for audit and regulatory review
- Validate and reconcile numbers before publishing, and document data caveats
- Automate recurring reporting to free up time for real analysis
- Present findings clearly to non-technical stakeholders
Who can apply
- B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
- 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
- Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
- Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
- Ability to define a metric precisely and explain a result to a non-technical stakeholder
- Attention to detail, ownership and the discipline to document your work
- Based in Ghaziabad, Uttar Pradesh or willing to relocate
Perks & benefits
Flexible / hybrid working optionsModern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependants
Interview & selection process
4 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Technical interview 1 — SQL joins, aggregations, window functions and data modelling
- 3Case study / take-home assignment on a real dataset, with a walkthrough of your approach
- 4HR discussion — compensation, notice period, joining date and offer roll-out
About Axio
Axio operates in the consumer lending sector and runs an active team in Ghaziabad. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck.
Industry and what the company does
Axio works in consumer lending…
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