Spocto

Credit Analyst Intern

InternshipWork from HomeKochi, Kerala3 months41K/mo2 openingsImmediate / Rolling

About this internship

Spocto has an open Credit Analyst Intern position in Kochi for motivated freshers and final-year students. You will work on live credit analysis projects and finish with something you can genuinely talk about in interviews. About the role As a Credit Analyst Intern at Spocto, your core focus will…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisAdvanced ExcelRisk AssessmentBanking ProductsDocumentationDue DiligenceReport WritingAttention to Detail

What you'll do

Work on assessing borrower financials and preparing credit notes alongside the core team
Apply Credit Appraisal, Financial Statement Analysis, Ratio Analysis, Advanced Excel to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA Inter — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong fundamentals in your discipline and clear problem-solving ability
Care with detail and the discipline to document your work
Clear written and verbal communication in English
Based in or willing to work from Kochi, Kerala

Perks & benefits

Live project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionals

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Team-fit / behavioural interview with the team
3Online aptitude / domain assessment
4HR discussion — stipend, start date, expectations and offer

About Spocto

Spocto operates in the debt collections technology sector and has an active presence in Kochi. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

Visit Spocto’s official website ↗

Apply Now Find internships at Spocto

Searching for “Spocto internships” or “internship at Spocto”? You’re in the right place.