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Finzy

Credit Analyst

Job · Full-timeHybridNashik, Maharashtra1–4 years52K/mo2 openingsImmediate / as per notice period
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About this role

Finzy is looking for a Credit Analyst to join its Nashik team. You will turn raw operational data into clear, trustworthy analysis, and work directly with the people who use it to run the business. About the role This Credit Analyst role is hands-on and delivery-focused. Expect to spend your time…

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Skills you'll use

Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication

What you'll do

  • Analyse applicant financials and bureau data for credit decisions
  • Monitor portfolio delinquency, roll rates and vintage performance
  • Prepare credit MIS and early-warning reports
  • Support policy changes with data-backed recommendations
  • Maintain documentation for audit and regulatory review
  • Validate and reconcile numbers before publishing, and document data caveats
  • Automate recurring reporting to free up time for real analysis
  • Present findings clearly to non-technical stakeholders

Who can apply

  • B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
  • 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
  • Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
  • Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
  • Ability to define a metric precisely and explain a result to a non-technical stakeholder
  • Attention to detail, ownership and the discipline to document your work
  • Based in Nashik, Maharashtra or willing to relocate

Perks & benefits

Learning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working optionsModern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarks

Interview & selection process

5 rounds — typical selection flow for this role:

  1. 1Resume screening and profile shortlisting by the talent acquisition team
  2. 2Hiring manager discussion — role expectations, ownership and team fit
  3. 3Online assessment — SQL, Excel and quantitative aptitude
  4. 4Technical interview 1 — SQL joins, aggregations, window functions and data modelling
  5. 5HR discussion — compensation, notice period, joining date and offer roll-out

About Finzy

Finzy operates in the p2p lending sector and runs an active team in Nashik. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck. Industry and what the company does Finzy works in p2p lending, serving its…
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