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Arman Financial Services logo — Arman Financial Services Risk Analyst at Arman Financial Services
Arman Financial Services

Risk Analyst

Job · Full-timeIn OfficeLudhiana, Punjab1–4 years63K/mo1 openingImmediate / as per notice period

About this role

Build your risk analytics career at Arman Financial Services as a Risk Analyst in Ludhiana. This is a full-time position with genuine ownership from the first month — your own datasets, your own dashboards, and stakeholders who rely on them. About the role In this Risk Analyst position you will be…

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Skills you'll use

SQLAdvanced ExcelStatisticsRisk ModellingPortfolio AnalyticsPython / RPower BIRegulatory ReportingScorecard AnalysisData ValidationAnalytical ThinkingCommunication

What you'll do

  • Analyse portfolio data to identify emerging risk patterns
  • Build, monitor and back-test risk metrics and scorecards
  • Prepare risk dashboards and regulatory reporting inputs
  • Support policy decisions with segment-level analysis
  • Document methodology to an audit-ready standard
  • Validate and reconcile numbers before publishing, and document data caveats
  • Automate recurring reporting to free up time for real analysis
  • Present findings clearly to non-technical stakeholders

Who can apply

  • B.E./B.Tech/B.Sc (Stats/Maths)/B.Com/MBA/M.Sc or an equivalent degree from a recognised university
  • 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
  • Working knowledge of SQL, Advanced Excel, Statistics
  • Comfort with SQL, Excel and statistical analysis and with cleaning messy, real-world data
  • Ability to define a metric precisely and explain a result to a non-technical stakeholder
  • Attention to detail, ownership and the discipline to document your work
  • Based in Ludhiana, Punjab or willing to relocate

Perks & benefits

Provident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working optionsModern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmes

Interview & selection process

3 rounds — typical selection flow for this role:

  1. 1Resume screening and profile shortlisting by the talent acquisition team
  2. 2Technical interview 2 — BI tooling, dashboard design and metric definition
  3. 3HR discussion — compensation, notice period, joining date and offer roll-out

About Arman Financial Services

Arman Financial Services operates in the microfinance sector and runs an active team in Ludhiana. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck. Industry and what the company does Arman Financial…
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