Arman Financial Services
Risk Analyst
Job · Full-timeIn OfficeLudhiana, Punjab1–4 years63K/mo1 openingImmediate / as per notice period
About this role
Build your risk analytics career at Arman Financial Services as a Risk Analyst in Ludhiana. This is a full-time position with genuine ownership from the first month — your own datasets, your own dashboards, and stakeholders who rely on them.
About the role
In this Risk Analyst position you will be…
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Skills you'll use
SQLAdvanced ExcelStatisticsRisk ModellingPortfolio AnalyticsPython / RPower BIRegulatory ReportingScorecard AnalysisData ValidationAnalytical ThinkingCommunication
What you'll do
- Analyse portfolio data to identify emerging risk patterns
- Build, monitor and back-test risk metrics and scorecards
- Prepare risk dashboards and regulatory reporting inputs
- Support policy decisions with segment-level analysis
- Document methodology to an audit-ready standard
- Validate and reconcile numbers before publishing, and document data caveats
- Automate recurring reporting to free up time for real analysis
- Present findings clearly to non-technical stakeholders
Who can apply
- B.E./B.Tech/B.Sc (Stats/Maths)/B.Com/MBA/M.Sc or an equivalent degree from a recognised university
- 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
- Working knowledge of SQL, Advanced Excel, Statistics
- Comfort with SQL, Excel and statistical analysis and with cleaning messy, real-world data
- Ability to define a metric precisely and explain a result to a non-technical stakeholder
- Attention to detail, ownership and the discipline to document your work
- Based in Ludhiana, Punjab or willing to relocate
Perks & benefits
Provident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working optionsModern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmes
Interview & selection process
3 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Technical interview 2 — BI tooling, dashboard design and metric definition
- 3HR discussion — compensation, notice period, joining date and offer roll-out
About Arman Financial Services
Arman Financial Services operates in the microfinance sector and runs an active team in Ludhiana. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck.
Industry and what the company does
Arman Financial…
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