PayNearby

Credit Analyst Intern

InternshipHybridHaldwani, Uttarakhand3 months30K/mo3 openingsImmediate / Rolling

About this internship

Join PayNearby in Haldwani as a Credit Analyst Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit analysis work. About the role As a Credit Analyst Intern at PayNearby, your core focus will be…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisAdvanced ExcelRisk AssessmentBanking ProductsDocumentationDue DiligenceReport WritingAttention to Detail

What you'll do

Work on assessing borrower financials and preparing credit notes alongside the core team
Apply Credit Appraisal, Financial Statement Analysis, Ratio Analysis, Advanced Excel to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA Inter — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong fundamentals in your discipline and clear problem-solving ability
Care with detail and the discipline to document your work
Clear written and verbal communication in English
Based in or willing to work from Haldwani, Uttarakhand

Perks & benefits

Flexible working hoursNetworking with senior professionalsInternship CertificateLetter of RecommendationMentorship from a named mentor

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Discussion with the hiring manager on the role and your fit

About PayNearby

PayNearby operates in the branchless banking sector and has an active presence in Haldwani. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

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