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Pay10

Research Associate

Job · Full-timeIn OfficePanaji, Goa0–2 years29K/mo5 openingsImmediate / as per notice period

About this role

Pay10 has an opening for a Research Associate in Panaji. If you would rather learn by owning something small and real than by watching from the sidelines, this full-time research and analysis role is built that way. About the role This Research Associate position is about building the fact base…

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Skills you'll use

Secondary ResearchData AnalysisAdvanced ExcelReport WritingSource EvaluationMarket SizingPowerPointStatistics BasicsCitation DisciplinePresentation

What you'll do

  • Research defined questions and document the sources
  • Build and sanity-check analytical models
  • Write up findings clearly, separating fact from inference
  • Present conclusions to internal or client stakeholders
  • Maintain research trackers and databases
  • Flag risks and blockers early rather than at the deadline
  • Keep your tracker and status honest, including when something has slipped

Who can apply

  • Any graduate — B.E./B.Tech, B.Sc, B.Com, BBA, BCA or equivalent from a recognised university
  • 0–2 years of relevant experience — internships, academic projects and personal work all count, and 2026 graduates are welcome
  • Working knowledge of Secondary Research, Data Analysis, Advanced Excel
  • Comfort with Excel, research databases and a citation manager, and the ability to pick up an unfamiliar tool without waiting to be taught it
  • The judgement to know when a problem is yours to solve and when it needs escalating — and to escalate with the relevant detail attached.
  • Attention to detail, ownership and the discipline to document your work
  • Based in Panaji, Goa or willing to relocate

Perks & benefits

Support for internal mobility across teamsFixed monthly salary, paid on timeStructured onboarding with a named mentor for the first 90 daysHealth insurance cover for you (and family cover on confirmation)Learning and certification budgetPaid leave, casual leave and public holidaysFlexible working hours around core collaboration timeModern hardware and the tool licences your role needs

Interview & selection process

5 rounds — typical selection flow for this role:

  1. 1Resume screening and profile shortlisting by the talent acquisition team
  2. 2Short introductory call with the recruiter about your background and interest
  3. 3Technical or practical round based on the day-to-day work of the role
  4. 4Take-home exercise or live problem-solving discussion
  5. 5HR discussion — compensation, notice period, joining date and offer roll-out

About Pay10

Pay10 operates in the payments technology sector and runs an active team in Panaji. It is a working employer with real customers and real deadlines — the role advertised here exists because there is work that needs doing, not to fill a headcount plan. Industry and what the company does Pay10 works…
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