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OakNorth Bank

AVP/DVP - Credit Analytics

Job · Full-timeIn OfficeGurugramEntry level / 0-2 years1 opening

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About this role

OakNorth Bank is hiring for AVP/DVP - Credit Analytics in Gurugram. This opening was published by OakNorth Bank on their official ashby careers board on 5 August 2026 and was verified as still open on 17 September 2026. About the role ABOUT US At OakNorth, we're on a mission to empower the UK's…

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Skills you'll use

CommunicationTestingLearning and DevelopmentReporting

What you'll do

Conduct detailed analysis of loan opportunities across various sectors and geographies
Draft concise, well-structured credit reports with clear takeaways for credit and risk teams to review
Develop detailed financial models covering transaction details, financial statement analysis, projections, ratio analysis and credit metrics
Conduct sensitivity and stress-testing analysis on projections to assess loan serviceability
Identify deal-specific covenants that can serve as early warning signals during loan monitoring
Carry out in-depth industry and market studies to understand the operating environment of borrowers
Interact directly with clients to discuss data gaps, inconsistencies and analytical frameworks
YOU'LL BE A GREAT FIT IF YOU HAVE…
Strong financial analysis skills with a thorough understanding of accounting and financial concepts
Proven ability to draft clear, compelling credit reports

Who can apply

Proven ability to draft clear, compelling credit reports
5+ years of relevant experience in credit, lending or financial analysis
Strong communication skills with the ability to engage confidently with Debt Directors, clients and other stakeholders
An MBA, PGDM, CA or CFA qualification from a reputed institute
A proactive, hands-on attitude with the ability to see the big picture
Creative thinking and the ability to succeed in a fast-paced, high-change environment
A team-player mindset — flexible, curious, result-driven and a fast learner
Health & Protection: Comprehensive medical cover for you, your family, and parents, along with life and accidental insurance cover at a multiple of your salary.

Perks & benefits

Health & Protection: Comprehensive medical cover for you, your family, and parents, along with life and accidental insurance cover at a multiple of your salary.Wellbeing: Annual health check-ups, online doctor consultations, pharmacy discounts, nutritionist support, and Employee Assistance Program (EAP) services — all sponsored by OakNorth.Time Off: Earned leave, casual/sick leave, public holidays, maternity leave, and paternity leave.Life Milestones: Financial support for important life events such as marriage, childbirth, and bereavement.Flexible Benefits: Tax-efficient allowances for internet, fuel, meals, leave travel, and National Pension System (NPS) contributions.Growth & Development: Support for professional certifications, learning and development opportunities, childcare benefits, and paid volunteering days.Our Workplace: Modern, centrally located offices, weekly business updates, team events, and great coffee. We work hard to build a culture worth showing up for.

About OakNorth Bank

About OakNorth Bank • Your browser is outdated Please upgrade to a different browser or install Google Chrome Frame to make the most of this site. OakNorth was founded for entrepreneurs, by entrepreneurs. Since 2015, we’ve provided billions in lending to high-growth US and UK businesses. With a…

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