Klub
Credit Analyst
Job · Full-timeHybridGhaziabad, Uttar Pradesh1–4 years52K/mo2 openingsImmediate / as per notice period
About this role
Klub is looking for a Credit Analyst to join its Ghaziabad team. You will turn raw operational data into clear, trustworthy analysis, and work directly with the people who use it to run the business.
About the role
As a Credit Analyst at Klub, your core responsibility is analysing borrower and…
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Skills you'll use
Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication
What you'll do
- Analyse applicant financials and bureau data for credit decisions
- Monitor portfolio delinquency, roll rates and vintage performance
- Prepare credit MIS and early-warning reports
- Support policy changes with data-backed recommendations
- Maintain documentation for audit and regulatory review
- Validate and reconcile numbers before publishing, and document data caveats
- Automate recurring reporting to free up time for real analysis
- Present findings clearly to non-technical stakeholders
Who can apply
- B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
- 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
- Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
- Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
- Ability to define a metric precisely and explain a result to a non-technical stakeholder
- Attention to detail, ownership and the discipline to document your work
- Based in Ghaziabad, Uttar Pradesh or willing to relocate
Perks & benefits
Structured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working optionsModern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmesTeam offsites and networking opportunities
Interview & selection process
4 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Business / stakeholder round — how you scope a question and communicate findings
- 3Hiring manager discussion — role expectations, ownership and team fit
- 4HR discussion — compensation, notice period, joining date and offer roll-out
About Klub
Klub operates in the revenue-based financing sector and runs an active team in Ghaziabad. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck.
Industry and what the company does
Klub works in…
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