Kaleidofin
Credit Analyst
Job · Full-timeHybridKozhikode, Kerala1–4 years53K/mo3 openingsImmediate / as per notice period
About this role
Kaleidofin has an opening for a Credit Analyst in Kozhikode. If you enjoy digging into messy data, writing SQL that answers a real question and explaining the answer in plain language, this full-time credit analytics role will suit you.
About the role
This Credit Analyst role is hands-on and…
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Skills you'll use
Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication
What you'll do
- Analyse applicant financials and bureau data for credit decisions
- Monitor portfolio delinquency, roll rates and vintage performance
- Prepare credit MIS and early-warning reports
- Support policy changes with data-backed recommendations
- Maintain documentation for audit and regulatory review
- Validate and reconcile numbers before publishing, and document data caveats
- Automate recurring reporting to free up time for real analysis
- Present findings clearly to non-technical stakeholders
Who can apply
- B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
- 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
- Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
- Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
- Ability to define a metric precisely and explain a result to a non-technical stakeholder
- Attention to detail, ownership and the discipline to document your work
- Based in Kozhikode, Kerala or willing to relocate
Perks & benefits
Learning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working optionsModern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarks
Interview & selection process
5 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Hiring manager discussion — role expectations, ownership and team fit
- 3Online assessment — SQL, Excel and quantitative aptitude
- 4Technical interview 1 — SQL joins, aggregations, window functions and data modelling
- 5HR discussion — compensation, notice period, joining date and offer roll-out
About Kaleidofin
Kaleidofin operates in the inclusive finance sector and runs an active team in Kozhikode. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck.
Industry and what the company does
Kaleidofin works in…
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