Jammu & Kashmir Bank
Risk Analyst
Job · Full-timeWork from HomeThane, Maharashtra1–4 years63K/mo4 openingsImmediate / as per notice period
About this role
Join Jammu & Kashmir Bank in Thane as a Risk Analyst. The role sits close to the business: you will define the metrics, build the reporting behind them, and be the person the team asks when a number looks wrong.
About the role
As a Risk Analyst at Jammu & Kashmir Bank, your core responsibility is…
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Skills you'll use
SQLAdvanced ExcelStatisticsRisk ModellingPortfolio AnalyticsPython / RPower BIRegulatory ReportingScorecard AnalysisData ValidationAnalytical ThinkingCommunication
What you'll do
- Analyse portfolio data to identify emerging risk patterns
- Build, monitor and back-test risk metrics and scorecards
- Prepare risk dashboards and regulatory reporting inputs
- Support policy decisions with segment-level analysis
- Document methodology to an audit-ready standard
- Validate and reconcile numbers before publishing, and document data caveats
- Automate recurring reporting to free up time for real analysis
- Present findings clearly to non-technical stakeholders
Who can apply
- B.E./B.Tech/B.Sc (Stats/Maths)/B.Com/MBA/M.Sc or an equivalent degree from a recognised university
- 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
- Working knowledge of SQL, Advanced Excel, Statistics
- Comfort with SQL, Excel and statistical analysis and with cleaning messy, real-world data
- Ability to define a metric precisely and explain a result to a non-technical stakeholder
- Attention to detail, ownership and the discipline to document your work
- Based in Thane, Maharashtra or willing to relocate (remote candidates across India may also apply)
Perks & benefits
Competitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working options
Interview & selection process
3 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Online assessment — SQL, Excel and quantitative aptitude
- 3HR discussion — compensation, notice period, joining date and offer roll-out
About Jammu & Kashmir Bank
Jammu & Kashmir Bank operates in the banking & financial services sector and runs an active team in Thane. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck.
Industry and what the company does
Jammu &…
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