
CRED
Risk Analyst
Job · Full-timeHybridLudhiana, Punjab1–4 years70K/mo1 openingImmediate / as per notice period
About this role
CRED is looking for a Risk Analyst to join its Ludhiana team. You will turn raw operational data into clear, trustworthy analysis, and work directly with the people who use it to run the business.
About the role
This Risk Analyst role is hands-on and delivery-focused. Expect to spend your time…
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Skills you'll use
SQLAdvanced ExcelStatisticsRisk ModellingPortfolio AnalyticsPython / RPower BIRegulatory ReportingScorecard AnalysisData ValidationAnalytical ThinkingCommunication
What you'll do
- Analyse portfolio data to identify emerging risk patterns
- Build, monitor and back-test risk metrics and scorecards
- Prepare risk dashboards and regulatory reporting inputs
- Support policy decisions with segment-level analysis
- Document methodology to an audit-ready standard
- Validate and reconcile numbers before publishing, and document data caveats
- Automate recurring reporting to free up time for real analysis
- Present findings clearly to non-technical stakeholders
Who can apply
- B.E./B.Tech/B.Sc (Stats/Maths)/B.Com/MBA/M.Sc or an equivalent degree from a recognised university
- 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
- Working knowledge of SQL, Advanced Excel, Statistics
- Comfort with SQL, Excel and statistical analysis and with cleaning messy, real-world data
- Ability to define a metric precisely and explain a result to a non-technical stakeholder
- Attention to detail, ownership and the discipline to document your work
- Based in Ludhiana, Punjab or willing to relocate
Perks & benefits
Clear appraisal cycle and internal mobilityEmployee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefitsStructured onboarding and mentorship
Interview & selection process
3 rounds — typical selection flow for this role:
- 1Resume screening and profile shortlisting by the talent acquisition team
- 2Technical interview 2 — BI tooling, dashboard design and metric definition
- 3HR discussion — compensation, notice period, joining date and offer roll-out
About CRED
CRED is an Indian fintech platform offering rewards, payments and financial products to creditworthy members, headquartered in Bengaluru.
Industry and what the company does
CRED works in fintech, serving its customers and partners through teams spread across technology, data and analytics…
Visit CRED’s official website ↗Searching for “CRED jobs” or “jobs at CRED”? You’re in the right place.
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