
Area Collection Manager - Manager - Lending Collections (Frontend)
About this role
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Kotak Mahindra Bank
Skills you'll use
What you'll do
- 1. Bucket & Portfolio Management
- ● Manage collections across delinquency buckets (0–30, 31–60, and higher DPD segments)
- ● Improve resolution rates in both early and late buckets
- ● Focus on non-starter and delinquent accounts to prevent roll-forward
- ● Drive collection efficiency and overall portfolio health
- ● Monitor daily performance and ensure adherence to CAPE norms
- 2. Tele-Collections Management
- ● Handle soft delinquency buckets (0–30 & 31–60 DPD) through tele-calling strategies
- ● Design and optimize calling patterns based on customer risk profiling
- ● Improve dialer efficiency, call connect rates, and campaign performance
Who can apply
- 7. MIS, Analytics & Reporting
- ● Track and analyze KPIs: CE%, RPC, PTP, dialer metrics, and resolution ratios
- ● Manage large portfolio data and generate actionable insights
- ● Identify gaps in collection strategies and recommend improvements
- ● Present performance reports and insights to senior management.
- 8. Key Skills & Competencies
- ● Strong expertise in collections strategy (early & late buckets)
- ● Proven leadership experience managing large teams and vendors
- ● Analytical mindset with strong MIS and reporting skills
- ● Knowledge of RBI regulations and compliance frameworks
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