Citi

Credit Analyst

Job · Full-timeHybridMohali, Punjab1–4 years58K/mo3 openingsImmediate / as per notice period

About this role

Citi has an opening for a Credit Analyst in Mohali. If you enjoy digging into messy data, writing SQL that answers a real question and explaining the answer in plain language, this full-time credit analytics role will suit you. About the role The Credit Analyst at Citi is the bridge between the…

Similar jobs hiring now

View all

Not quite right? These jobs in Mohali, Punjab match the same skills — apply to a few to improve your chances.

Production Engineer

CARS24

In OfficeMohali, Punjab28K/mo

Apply

Machine Learning Engineer

Hasura

HybridMohali, Punjab58K/mo

Apply

Android Engineer

OneCard

RemoteMohali, Punjab45K/mo

Apply

Cloud Engineer

Skyroot Aerospace

HybridMohali, Punjab50K/mo

Apply

Skills you'll use

Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication

What you'll do

Analyse applicant financials and bureau data for credit decisions
Monitor portfolio delinquency, roll rates and vintage performance
Prepare credit MIS and early-warning reports
Support policy changes with data-backed recommendations
Maintain documentation for audit and regulatory review
Validate and reconcile numbers before publishing, and document data caveats
Automate recurring reporting to free up time for real analysis
Present findings clearly to non-technical stakeholders

Who can apply

B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
Ability to define a metric precisely and explain a result to a non-technical stakeholder
Attention to detail, ownership and the discipline to document your work
Based in Mohali, Punjab or willing to relocate

Perks & benefits

Employee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)

Interview & selection process

4 rounds — typical selection flow for this role:

1Resume screening and profile shortlisting by the talent acquisition team
2Business / stakeholder round — how you scope a question and communicate findings
3Hiring manager discussion — role expectations, ownership and team fit
4HR discussion — compensation, notice period, joining date and offer roll-out

About Citi

Citi is a leading global bank serving consumers, corporations and institutions across more than 90 countries. Its India solution centres in Pune, Chennai and Mumbai power technology and analytics. Industry and what the company does Citi works in financial services, serving its customers and…

Visit Citi’s official website ↗

Apply Now Find jobs at Citi

Searching for “Citi jobs” or “jobs at Citi”? You’re in the right place.

Featured

Featured Government Job — SBI Clerk 2026

India’s largest bank is hiring 9,766 Junior Associates — graduates, any discipline

State Bank of India

Junior Associate (Customer Support & Sales)

Advt. CRPD/CR/2026-27/17 · Clerical Cadre

Vacancies: 9,766
Last date to apply: 31 Aug 2026
Starting basic: ₹26,730
Eligibility: Any graduate · 20–28

7,680 regular + 2,086 backlog posts across 24 states · Prelims tentatively September 2026 · No interview — Prelims, Mains and a local-language test only · approx. ₹46,000/month gross at a metro.

View Vacancies, Syllabus & How to Apply

Preparing? 10 full-length mock tests + 7,200-question PDF — every answer explained

₹199₹999