Bank of America

Credit Analyst

Job · Full-timeWork from HomeBengaluru, Karnataka1–4 years72K/mo3 openingsImmediate / as per notice period

About this role

Join Bank of America in Bengaluru as a Credit Analyst. The role sits close to the business: you will define the metrics, build the reporting behind them, and be the person the team asks when a number looks wrong. About the role In this Credit Analyst position you will be trusted with real business…

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Skills you'll use

Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication

What you'll do

Analyse applicant financials and bureau data for credit decisions
Monitor portfolio delinquency, roll rates and vintage performance
Prepare credit MIS and early-warning reports
Support policy changes with data-backed recommendations
Maintain documentation for audit and regulatory review
Validate and reconcile numbers before publishing, and document data caveats
Automate recurring reporting to free up time for real analysis
Present findings clearly to non-technical stakeholders

Who can apply

B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
Ability to define a metric precisely and explain a result to a non-technical stakeholder
Attention to detail, ownership and the discipline to document your work
Based in Bengaluru, Karnataka or willing to relocate (remote candidates across India may also apply)

Perks & benefits

Team offsites and networking opportunitiesCompetitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidays

Interview & selection process

5 rounds — typical selection flow for this role:

1Resume screening and profile shortlisting by the talent acquisition team
2Hiring manager discussion — role expectations, ownership and team fit
3Online assessment — SQL, Excel and quantitative aptitude
4Technical interview 1 — SQL joins, aggregations, window functions and data modelling
5HR discussion — compensation, notice period, joining date and offer roll-out

About Bank of America

Bank of America operates in the banking sector and runs an active team in Bengaluru. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck. Industry and what the company does Bank of America works in…

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