MyInternships.in
ICRA logo — ICRA Credit Analyst at ICRA
ICRA

Credit Analyst

Job · Full-timeHybridChennai, Tamil Nadu1–4 years67K/mo4 openingsImmediate / as per notice period
Apply NowApply on Company Website ↗

About this role

ICRA is looking for a Credit Analyst to join its Chennai team. You will turn raw operational data into clear, trustworthy analysis, and work directly with the people who use it to run the business. About the role As a Credit Analyst at ICRA, your core responsibility is analysing borrower and…

Similar jobs hiring now

Not quite right? These jobs in Chennai, Tamil Nadu match the same skills — apply to a few to improve your chances.

Skills you'll use

Advanced ExcelSQLCredit Risk FundamentalsFinancial Statement AnalysisBureau Data AnalysisPortfolio MonitoringPower BIStatisticsUnderwriting PolicyReport WritingAttention to DetailCommunication

What you'll do

  • Analyse applicant financials and bureau data for credit decisions
  • Monitor portfolio delinquency, roll rates and vintage performance
  • Prepare credit MIS and early-warning reports
  • Support policy changes with data-backed recommendations
  • Maintain documentation for audit and regulatory review
  • Validate and reconcile numbers before publishing, and document data caveats
  • Automate recurring reporting to free up time for real analysis
  • Present findings clearly to non-technical stakeholders

Who can apply

  • B.Com/M.Com/BBA/MBA (Finance)/CA Inter/B.E./B.Tech or an equivalent degree from a recognised university
  • 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
  • Working knowledge of Advanced Excel, SQL, Credit Risk Fundamentals
  • Comfort with Excel, SQL and credit bureau data and with cleaning messy, real-world data
  • Ability to define a metric precisely and explain a result to a non-technical stakeholder
  • Attention to detail, ownership and the discipline to document your work
  • Based in Chennai, Tamil Nadu or willing to relocate

Perks & benefits

Modern analytics tooling and licensed BI seatsClear appraisal cycle and internal mobilityEmployee wellness programmesTeam offsites and networking opportunitiesCompetitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefits

Interview & selection process

5 rounds — typical selection flow for this role:

  1. 1Resume screening and profile shortlisting by the talent acquisition team
  2. 2Case study / take-home assignment on a real dataset, with a walkthrough of your approach
  3. 3Technical interview 2 — BI tooling, dashboard design and metric definition
  4. 4Business / stakeholder round — how you scope a question and communicate findings
  5. 5HR discussion — compensation, notice period, joining date and offer roll-out

About ICRA

ICRA operates in the financial services sector and runs an active team in Chennai. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck. Industry and what the company does ICRA works in financial services…
Visit ICRA’s official website ↗
Apply Now Find jobs at ICRA

Searching for “ICRA jobs” or “jobs at ICRA”? You’re in the right place.

Sponsored — Deals for Professionals

Sponsored

Similar Jobs

Hand-picked roles that match this job's skills

Sponsored — Deals for Professionals

Sponsored

Similar Jobs Based on Your Skills

Recently Posted Jobs in Chennai, Tamil Nadu

Fresh jobs posted in Chennai, Tamil Nadu — apply early

Ready to apply for Credit Analyst?

Free to apply · takes under 2 minutes · ICRA reviews on a rolling basis.

Apply Now