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Credgenics

Risk Analyst

Job · Full-timeIn OfficePatna, Bihar1–4 years60K/mo4 openingsImmediate / as per notice period
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About this role

Applications are open for the Risk Analyst position at Credgenics in Patna. You will join a working risk analytics team, own a defined set of reports and analyses end to end, and see your findings turn into decisions that people act on. About the role As a Risk Analyst at Credgenics, your core…

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Skills you'll use

SQLAdvanced ExcelStatisticsRisk ModellingPortfolio AnalyticsPython / RPower BIRegulatory ReportingScorecard AnalysisData ValidationAnalytical ThinkingCommunication

What you'll do

  • Analyse portfolio data to identify emerging risk patterns
  • Build, monitor and back-test risk metrics and scorecards
  • Prepare risk dashboards and regulatory reporting inputs
  • Support policy decisions with segment-level analysis
  • Document methodology to an audit-ready standard
  • Validate and reconcile numbers before publishing, and document data caveats
  • Automate recurring reporting to free up time for real analysis
  • Present findings clearly to non-technical stakeholders

Who can apply

  • B.E./B.Tech/B.Sc (Stats/Maths)/B.Com/MBA/M.Sc or an equivalent degree from a recognised university
  • 1–4 years of experience in analytics, reporting or MIS — relevant hands-on experience required
  • Working knowledge of SQL, Advanced Excel, Statistics
  • Comfort with SQL, Excel and statistical analysis and with cleaning messy, real-world data
  • Ability to define a metric precisely and explain a result to a non-technical stakeholder
  • Attention to detail, ownership and the discipline to document your work
  • Based in Patna, Bihar or willing to relocate

Perks & benefits

Competitive salary as per market benchmarksAnnual performance bonus / variable payHealth insurance for you and your dependantsProvident Fund and statutory benefitsStructured onboarding and mentorshipLearning & certification support (SQL, Power BI, Tableau, cloud)Paid leaves and public holidaysFlexible / hybrid working options

Interview & selection process

3 rounds — typical selection flow for this role:

  1. 1Resume screening and profile shortlisting by the talent acquisition team
  2. 2Online assessment — SQL, Excel and quantitative aptitude
  3. 3HR discussion — compensation, notice period, joining date and offer roll-out

About Credgenics

Credgenics operates in the debt collections technology sector and runs an active team in Patna. It is an established employer with a working analytics function — data is used to run the business day to day, not filed away in a quarterly deck. Industry and what the company does Credgenics works in…
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