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Tata Capital logo — Tata Capital Manager - Retail Credit - Credit - Housing - EM - Indore - NRK Tech Park - JM at Tata Capital
Tata Capital

Manager - Retail Credit - Credit - Housing - EM - Indore - NRK Tech Park - JM

Job · Full-timeIn OfficeIndore5-6 years1 opening

About this role

Tata Capital is hiring for Manager - Retail Credit - Credit - Housing - EM - Indore - NRK Tech Park - JM in Indore. This opening was published by Tata Capital on their official careers board (Oracle Recruiting) on 31 August 2026 and was confirmed live on 14 September 2026. Job details • Company…

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What you'll do

  • o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
  • o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.
  • o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
  • o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
  • o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
  • o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
  • o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
  • o Exceed service quality standards and strive for continuous process improvement
  • o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
  • o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.

Who can apply

  • Certifications: CA/MBA (Preferable)

About Tata Capital

10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write…

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