Credit Manager - Personal Loans - Hyderabad - Auto Plaza - JM

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Who can apply

• Major Deliverables:
• 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
• 2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
• 3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
• 4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
• 5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
• 6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
• 7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
• 8. Exceed service quality standards and strive for continuous process improvement
• 9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.

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