M2P Fintech

Credit Analyst Intern

InternshipIn OfficePatna, Bihar6 months28K/mo4 openingsImmediate / Rolling

About this internship

Start your career in finance with M2P Fintech as a Credit Analyst Intern in Patna. You will sit with a working fintech & payments team, use the same systems and reports they do, and own a defined piece of work from day one. About the role As a Credit Analyst Intern at M2P Fintech, your core focus…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisCredit RiskMS ExcelLoan Underwriting BasicsCIBIL / Bureau ReportsCash-Flow AnalysisReport WritingJudgement

What you'll do

Support credit appraisal, financial spreading and borrower risk assessment alongside the core fintech & payments team
Work in Excel and internal systems on live financial data
Prepare schedules, reconciliations and reports for senior review
Research companies, customers, products or regulations as required
Present analysis clearly in notes and decks for stakeholders
Follow documentation and control standards required in a regulated business

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA-Inter/Economics — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong numerical ability and comfort working in MS Excel
Care with detail and the discipline to document work properly
Clear written and verbal communication in English
Based in or willing to work from Patna, Bihar

Perks & benefits

Pre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior finance professionalsInternship CertificateLetter of Recommendation

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Excel / case-study exercise with a short walkthrough
3Discussion with the hiring manager on the function and your fit
4HR discussion — stipend, start date, expectations and offer

About M2P Fintech

M2P Fintech is a fintech & payments operating in India's banking and financial services sector, with an active presence in Patna. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that way, documented that…

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