Credit Analysis Intern
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Skills you'll use
What you'll do
- Work on assessing whether a borrower can repay, using financials and behaviour rather than optimism alongside the core team
- Apply Credit Analysis, Financial Statement Analysis, Ratio Analysis, Credit Scoring to live, production-facing problems
- Document your work clearly for reviewers and stakeholders
- Participate in reviews and act on the feedback you receive
- Collaborate across engineering, product, design or business as required
- Follow the team's quality, testing and documentation standards
Who can apply
- Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CFA (any level) or Economics graduate
- Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
- 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
- Working knowledge of Credit Analysis, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
- Exposure to Credit Scoring, Risk Assessment, Excel is an advantage
- Clear written and verbal communication in English, and care with detail in your work
- No prior work experience required — this is a fresher-friendly internship
- Based in Surat, Gujarat or willing to work from there for the internship period
Perks & benefits
Interview & selection process
4 rounds — typical selection flow for this role:
- 1Application screening & resume shortlisting by the talent team
- 2Online aptitude / domain assessment
- 3Technical interview on fundamentals and your projects
- 4HR discussion — stipend, start date, expectations and offer
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