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Kotak Mahindra Bank logo — Kotak Mahindra Bank Credit Analysis Intern at Kotak Mahindra Bank
Kotak Mahindra Bank

Credit Analysis Intern

InternshipWork from HomeHyderabad, Telangana3 months22K/mo9 openingsImmediate / Rolling
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About this internship

Kotak Mahindra Bank has an open Credit Analysis Intern position in Hyderabad for motivated freshers and final-year students. You will work on live credit appraisal projects and finish with something you can genuinely talk about in interviews. About the role As a Credit Analysis Intern at Kotak…

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Skills you'll use

Financial Statement AnalysisRatio AnalysisCredit AppraisalCMA DataWorking Capital AssessmentCIBIL InterpretationMS ExcelLoan Documentation BasicsIndustry AnalysisReport Writing

What you'll do

  • Work on spreading financials, computing ratios and drafting credit appraisal notes for lending decisions alongside the core team
  • Apply Financial Statement Analysis, Ratio Analysis, Credit Appraisal, CMA Data to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
  • Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of Financial Statement Analysis, Ratio Analysis, Credit Appraisal (or a genuine willingness to learn them)
  • Exposure to CMA Data, Working Capital Assessment, CIBIL Interpretation is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Hyderabad, Telangana or willing to work from there for the internship period

Perks & benefits

Live project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionals

Interview & selection process

4 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Technical interview on fundamentals and your projects
  3. 3Practical assignment or case study with a short walkthrough
  4. 4HR discussion — stipend, start date, expectations and offer

About Kotak Mahindra Bank

Kotak Mahindra Bank operates in the banking & financial services sector and has an active presence in Hyderabad. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it…
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