HDFC Bank

Credit Analysis Intern

InternshipWork from HomeAhmedabad, Gujarat2 months20K/mo7 openingsImmediate / Rolling

About this internship

Start your career in credit appraisal with HDFC Bank as a Credit Analysis Intern in Ahmedabad. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit Analysis Intern at HDFC Bank, your core focus will be…

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Skills you'll use

Financial Statement AnalysisRatio AnalysisCredit AppraisalCMA DataWorking Capital AssessmentCIBIL InterpretationMS ExcelLoan Documentation BasicsIndustry AnalysisReport Writing

What you'll do

Work on spreading financials, computing ratios and drafting credit appraisal notes for lending decisions alongside the core team
Apply Financial Statement Analysis, Ratio Analysis, Credit Appraisal, CMA Data to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Financial Statement Analysis, Ratio Analysis, Credit Appraisal (or a genuine willingness to learn them)
Exposure to CMA Data, Working Capital Assessment, CIBIL Interpretation is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Ahmedabad, Gujarat or willing to work from there for the internship period

Perks & benefits

Pre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateLetter of Recommendation

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Practical assignment or case study with a short walkthrough

About HDFC Bank

HDFC Bank operates in the banking & financial services sector and has an active presence in Ahmedabad. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

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