Thermax

Credit Analyst Intern

InternshipIn OfficeDharamshala, Himachal Pradesh6 months17K/mo14 openingsImmediate / Rolling

About this internship

Join Thermax in Dharamshala as a Credit Analyst Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit analysis work. About the role As a Credit Analyst Intern at Thermax, your core focus will be…

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Skills you'll use

Credit AnalysisFinancial StatementsRatio AnalysisAdvanced ExcelCredit AppraisalCash Flow AnalysisRisk AssessmentBanking ProductsReport WritingAttention to Detail

What you'll do

Work on deciding whether a borrower can repay, using their statements rather than their optimism alongside the core team
Apply Credit Analysis, Financial Statements, Ratio Analysis, Advanced Excel to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CS/CMA (inter or final) or B.A. (Economics)
Graduating batch 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Analysis, Financial Statements, Ratio Analysis (or a genuine willingness to learn them)
Exposure to Advanced Excel, Credit Appraisal, Cash Flow Analysis is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Dharamshala, Himachal Pradesh or willing to work from there for the internship period

Perks & benefits

Flexible working hoursNetworking with senior professionalsInternship CertificateLetter of RecommendationMentorship from a named mentorStructured onboarding and a formal mentor at a large, established employer

Interview & selection process

3 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Practical assignment or case study with a short walkthrough
3HR discussion — stipend, start date, expectations and offer

About Thermax

Thermax operates in the energy & environment engineering sector and has an active presence in Dharamshala. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from…

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