Data Scientist Associate - Payments Data & Analytics

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Skills you'll use

What you'll do

• Explore how money moves through our network and around the world, partnering closely with teams that sell, build, and deliver Payments products (including consumer-to-business payments, FX, trade finance, liquidity and more) to translate data into insights that shape the strategy and direction of JPMorgan Chase products.
• Collaborate with product managers to design and deliver internal, data-driven products and build robust data assets that power scalable analytical solutions.
• Identify and evaluate opportunities to integrate agentic AI workflows to improve efficiency, decisioning, and execution.
• Apply a management-consulting approach to identify, size, and prioritize use cases - grounded in impact orientation, strong business understanding, program management discipline, and executive presence.
• Combine rigorous analytical thinking with hands-on technical skills to design solutions and push approaches toward best-in-class outcomes.
• Build strong partnerships with internal stakeholders and deliver insights that increase revenue and improve client outcomes.
• Communicate complex concepts with clarity and concision, tailoring messages appropriately for internal stakeholder and executive audiences.

Who can apply

• 4+ years of experience delivering data science and analytics solutions, from problem framing through production deployment.
• Bachelor’s degree in Engineering, Computer Science, Statistics, Mathematics, or a related quantitative field (or equivalent practical experience).
• Strong hands-on experience with modern data/analytics platforms and tooling (e.g., Databricks, PySpark/Spark, SQL) and data visualization/BI tools (e.g., Tableau).
• Working knowledge of AI-powered solution development, including LLM fundamentals, prompt engineering, retrieval-augmented generation (RAG), and MCP-style integrations.
• Experience building on cloud platforms (e.g., AWS), including deploying and operating data workloads in cloud environments.

About JPMorgan Chase

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