Zensark Technologies

Credit Underwriting Intern

InternshipIn OfficeVijayawada, Andhra Pradesh2 months10K/mo4 openingsImmediate / Rolling

About this internship

Start your career in credit underwriting with Zensark Technologies as a Credit Underwriting Intern in Vijayawada. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit Underwriting Intern at Zensark…

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Skills you'll use

Credit AssessmentIncome AnalysisBureau Reports (CIBIL)FOIR/LTV ComputationsBanking Statements AnalysisDeviation NotesMS ExcelCredit Policy ReadingFraud IndicatorsDecision Documentation

What you'll do

Work on assessing borrower files — income analysis, bureau reads and deviation notes — with underwriters alongside the core team
Apply Credit Assessment, Income Analysis, Bureau Reports (CIBIL), FOIR/LTV Computations to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Assessment, Income Analysis, Bureau Reports (CIBIL) (or a genuine willingness to learn them)
Exposure to FOIR/LTV Computations, Banking Statements Analysis, Deviation Notes is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Vijayawada, Andhra Pradesh or willing to work from there for the internship period

Perks & benefits

Letter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunity

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Technical interview on fundamentals and your projects

About Zensark Technologies

Zensark Technologies operates in the financial technology sector and has an active presence in Vijayawada. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from…

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