Utkarsh Small Finance Bank

Payments Operations Intern

InternshipHybridKolkata, West Bengal2 months9K/mo9 openingsImmediate / Rolling

About this internship

Utkarsh Small Finance Bank is hiring a Payments Operations Intern in Kolkata — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to payments operations rather than a certificate-only programme. About the role As a Payments Operations Intern at Utkarsh…

Similar internships hiring now

View all

Not quite right? These internships in Kolkata, West Bengal match the same skills — apply to a few to improve your chances.

API Security Testing Intern

Gland Pharma

In OfficeKolkata, West Bengal17K/mo

Apply

Full Stack Developer Intern

FirstCry

RemoteKolkata, West Bengal11K/mo

Apply

DevOps / Cloud Intern

Finstein

HybridKolkata, West Bengal12K/mo

Apply

Application Security Intern

Indiagold

HybridKolkata, West Bengal28K/mo

Apply

Skills you'll use

UPI / NEFT / IMPS FlowsSettlement ReconciliationChargeback BasicsException QueuesMS ExcelSQL BasicsNPCI File FormatsDispute HandlingProcess DocumentationData Accuracy

What you'll do

Work on monitoring UPI/NEFT/card flows, clearing exceptions and reconciling settlement files alongside the core team
Apply UPI / NEFT / IMPS Flows, Settlement Reconciliation, Chargeback Basics, Exception Queues to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com or MBA (Finance)
Graduating batch 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of UPI / NEFT / IMPS Flows, Settlement Reconciliation, Chargeback Basics (or a genuine willingness to learn them)
Exposure to Exception Queues, MS Excel, SQL Basics is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Kolkata, West Bengal or willing to work from there for the internship period

Perks & benefits

Internship CertificateLetter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflows

Interview & selection process

3 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Team-fit / behavioural interview with the team
3HR discussion — stipend, start date, expectations and offer

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank operates in the small finance bank sector and has an active presence in Kolkata. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from…

Visit Utkarsh Small Finance Bank’s official website ↗

Apply Now Find internships at Utkarsh Small Finance Bank

Searching for “Utkarsh Small Finance Bank internships” or “internship at Utkarsh Small Finance Bank”? You’re in the right place.