Software Development Intern

About this internship

PhonePe is hiring a Software Development Intern to join its engineering teams in Bengaluru, India. This is an opportunity to build technology at the heart of India's largest digital payments platform, where systems process billions of transactions and serve hundreds of millions of users. As a Software Development Intern at PhonePe, you will work on reliable, secure, high-throughput systems and learn how fintech infrastructure is engineered for scale. During the internship you will contribute to backend services, APIs, and platform components, writing clean and efficient code, working with databases and messaging systems, and collaborating with senior engineers on real product problems. You will gain exposure to payments, financial services, distributed systems, and site reliability practices, while learning the importance of correctness, security, and performance in a domain where every transaction matters. PhonePe's engineering culture rewards ownership and depth, so you will be encouraged to dig into problems and ship meaningful work. This Bengaluru-based role suits students and recent graduates with strong computer-science fundamentals who want to learn how mission-critical fintech systems are built and operated. If you enjoy solving challenging engineering problems and want to make an impact on how India pays and accesses financial services, the PhonePe Software Development Intern role is an excellent place to grow. Apply now to begin your engineering career with PhonePe.

Skills you'll use

What you'll do

• Develop and maintain backend services and APIs
• Write secure, efficient, and well-tested code
• Work with databases, caching, and messaging systems
• Participate in design discussions and code reviews
• Debug and improve reliability of high-throughput systems
• Collaborate with senior engineers and product teams
• Learn payments and fintech platform engineering practices

Who can apply

• Pursuing or recently completed a degree in Computer Science or a related field
• Strong understanding of data structures, algorithms, and system design basics
• Proficiency in a programming language such as Java
• Familiarity with REST APIs, databases, and version control
• Awareness of security and correctness in software
• Strong problem-solving skills and willingness to learn
• Availability to work from the Bengaluru office

Perks & benefits

About PhonePe

PhonePe is India's largest digital payments platform, founded in 2016 and headquartered in Bengaluru, Karnataka, India. It began as a UPI-based payments app and has grown into a full financial-services ecosystem serving consumers and merchants across the country. Its stated mission is to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and democratizing access to services. PhonePe's products span UPI payments, bill payments and recharges, DTH, insurance, consumer and merchant lending, mutual funds, and gold and silver investments. The company also operates additional platforms including Share.Market for investing and the Indus Appstore for Android app distribution. As the leading UPI app by transaction volume, PhonePe holds roughly 46 to 47 percent UPI market share and processes billions of transactions every month. As of September 2025, PhonePe reported approximately 650 million registered users and more than 40 million merchants, with near-universal pin-code coverage across India. The company was originally acquired by Flipkart in 2016 and later fully separated as an independent entity, and it has since been preparing for a public listing in India. Behind these products sit large engineering teams in Bengaluru that build secure, high-throughput payment and financial-services infrastructure. PhonePe's engineers work on distributed systems, reliability, and platform problems at significant scale, making it a compelling environment for early-career engineers to learn how mission-critical fintech systems are designed, built, and operated.

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