Underwriting Intern

About this internship

PayLumen is hiring a Underwriting Intern for its Indiranagar, Bengaluru office in Bengaluru. This 4-month hybrid internship sits within the fast-growing financial technology (fintech) sector and is designed for students and recent graduates who want practical, hands-on experience in loan underwriting. As a Underwriting Intern at PayLumen, you will work closely with experienced engineers, analysts and product managers on real, production-grade fintech problems from day one. You will build and apply skills such as Credit Appraisal, Financial Analysis, Excel, Risk Analysis, while learning how secure, compliant and scalable financial products are built and shipped in India. Key responsibilities: • Evaluate borrower risk and eligibility • Prepare underwriting notes • Support the credit decision process • Maintain high standards of data security, accuracy and documentation What you will gain: genuine loan underwriting experience in fintech, structured mentorship, a certificate of internship and a letter of recommendation. Bengaluru is one of India's leading fintech and startup hubs, and strong interns are frequently offered pre-placement roles. This is a verified, fully reviewed listing — apply for free on MyInternships.in with no charges and no third-party redirects.

Skills you'll use

What you'll do

• Evaluate borrower risk and eligibility
• Prepare underwriting notes
• Support the credit decision process

Who can apply

• Pursuing or recently completed a relevant degree (B.E./B.Tech, BCA, MCA, B.Sc, B.Com, BBA, MBA, CA / CFA aspirants or equivalent)
• Strong fundamentals in the chosen domain and a genuine willingness to learn
• Good communication, ownership, analytical thinking and teamwork skills
• Comfortable working in a fast-paced, compliance-aware fintech environment

Perks & benefits

About PayLumen

PayLumen hires interns and freshers across India and offers hands-on, mentor-led internships with real project work. Explore all current openings below and apply for free.

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