Mphasis

Credit Risk Intern

InternshipWork from HomeHaldwani, Uttarakhand3 months27K/mo15 openingsImmediate / Rolling

About this internship

Mphasis has an open Credit Risk Intern position in Haldwani for motivated freshers and final-year students. You will work on live credit risk projects and finish with something you can genuinely talk about in interviews. About the role As a Credit Risk Intern at Mphasis, your core focus will be…

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Skills you'll use

Credit RiskFinancial AnalysisAdvanced ExcelProbability of DefaultPortfolio AnalysisSQL BasicsRegulatory Norms (RBI)StatisticsReportingDocumentation

What you'll do

Work on measuring the probability that a portfolio of borrowers does not pay, and pricing for it alongside the core team
Apply Credit Risk, Financial Analysis, Advanced Excel, Probability of Default to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CS/CMA (inter or final) or B.A. (Economics)
Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Risk, Financial Analysis, Advanced Excel (or a genuine willingness to learn them)
Exposure to Probability of Default, Portfolio Analysis, SQL Basics is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Haldwani, Uttarakhand or willing to work from there for the internship period

Perks & benefits

Networking with senior professionalsInternship CertificateLetter of RecommendationMentorship from a named mentorLive project experienceStructured onboarding and a formal mentor at a large, established employer

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Discussion with the hiring manager on the role and your fit
3Team-fit / behavioural interview with the team
4HR discussion — stipend, start date, expectations and offer

About Mphasis

Mphasis operates in the it services & consulting sector and has an active presence in Haldwani. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

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