Karnataka Bank

Credit Analyst Intern

InternshipWork from HomeLudhiana, Punjab2 months15K/mo4 openingsImmediate / Rolling

About this internship

Start your career in finance with Karnataka Bank as a Credit Analyst Intern in Ludhiana. You will sit with a working private bank team, use the same systems and reports they do, and own a defined piece of work from day one. About the role As a Credit Analyst Intern at Karnataka Bank, your core…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisCredit RiskMS ExcelLoan Underwriting BasicsCIBIL / Bureau ReportsCash-Flow AnalysisReport WritingJudgement

What you'll do

Support credit appraisal, financial spreading and borrower risk assessment alongside the core private bank team
Work in Excel and internal systems on live financial data
Prepare schedules, reconciliations and reports for senior review
Research companies, customers, products or regulations as required
Present analysis clearly in notes and decks for stakeholders
Follow documentation and control standards required in a regulated business

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA-Inter/Economics — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong numerical ability and comfort working in MS Excel
Care with detail and the discipline to document work properly
Clear written and verbal communication in English
Based in or willing to work from Ludhiana, Punjab

Perks & benefits

Pre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior finance professionalsInternship CertificateLetter of Recommendation

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Technical interview — accounting, finance and domain fundamentals
3Excel / case-study exercise with a short walkthrough
4HR discussion — stipend, start date, expectations and offer

About Karnataka Bank

Karnataka Bank is a private bank operating in India's banking and financial services sector, with an active presence in Ludhiana. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that way, documented that…

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