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Jana Small Finance Bank logo — Jana Small Finance Bank Credit Analysis Intern at Jana Small Finance Bank
Jana Small Finance Bank

Credit Analysis Intern

InternshipHybridMysuru, Karnataka2 months21K/mo11 openingsImmediate / Rolling

About this internship

Join Jana Small Finance Bank in Mysuru as a Credit Analysis Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit assessment and underwriting work. About the role As a Credit Analysis Intern at…

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Skills you'll use

Credit AnalysisFinancial Statement AnalysisRatio AnalysisCredit ScoringRisk AssessmentExcelBureau ReportsCash Flow AnalysisDocumentationJudgement

What you'll do

  • Work on assessing whether a borrower can repay, using financials and behaviour rather than optimism alongside the core team
  • Apply Credit Analysis, Financial Statement Analysis, Ratio Analysis, Credit Scoring to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CFA (any level) or Economics graduate
  • Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of Credit Analysis, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
  • Exposure to Credit Scoring, Risk Assessment, Excel is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Mysuru, Karnataka or willing to work from there for the internship period

Perks & benefits

Mentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursDirect access to the team that owns the data you work on

Interview & selection process

2 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Team-fit / behavioural interview with the team

About Jana Small Finance Bank

Jana Small Finance Bank operates in the small finance bank sector and has an active presence in Mysuru. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…
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