ESAF Small Finance Bank

Banking Operations Intern

InternshipHybridLudhiana, Punjab4 months22K/mo1 openingImmediate / Rolling

About this internship

ESAF Small Finance Bank is hiring a Banking Operations Intern in Ludhiana. This is a hands-on, mentor-led BFSI internship built for students and 2026 freshers who want real exposure to how a small finance bank actually runs its numbers — not a certificate-only programme. About the role As a…

Skills you'll use

Banking OperationsReconciliationMS ExcelCore Banking BasicsPayments & SettlementsCustomer ServicingProcess ImprovementDocumentationTime ManagementAccuracy

What you'll do

Support transaction processing, reconciliation and service-quality checks alongside the core small finance bank team
Work in Excel and internal systems on live financial data
Prepare schedules, reconciliations and reports for senior review
Research companies, customers, products or regulations as required
Present analysis clearly in notes and decks for stakeholders
Follow documentation and control standards required in a regulated business

Who can apply

Pursuing or recently completed B.Com/BBA/BA (Economics)/MBA/any graduate — 2026 freshers & final-year students welcome
Working knowledge of Banking Operations, Reconciliation, MS Excel (or a genuine willingness to learn them)
Strong numerical ability and comfort working in MS Excel
Care with detail and the discipline to document work properly
Clear written and verbal communication in English
Based in or willing to work from Ludhiana, Punjab

Perks & benefits

Exposure to BFSI systems and reporting toolsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior finance professionalsInternship Certificate

Interview & selection process

3 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Excel / case-study exercise with a short walkthrough
3HR discussion — stipend, start date, expectations and offer

About ESAF Small Finance Bank

ESAF Small Finance Bank is a small finance bank operating in India's banking and financial services sector, with an active presence in Ludhiana. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that way…

Visit ESAF Small Finance Bank’s official website ↗

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