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Ujjivan Small Finance Bank logo — Ujjivan Small Finance Bank Credit Analyst Intern at Ujjivan Small Finance Bank
Ujjivan Small Finance Bank

Credit Analyst Intern

InternshipIn OfficeGurugram, Haryana3 months28K/mo2 openingsImmediate / Rolling
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About this internship

Ujjivan Small Finance Bank is hiring a Credit Analyst Intern in Gurugram. This is a hands-on, mentor-led BFSI internship built for students and 2026 freshers who want real exposure to how a small finance bank actually runs its numbers — not a certificate-only programme. About the role As a Credit…

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Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisCredit RiskMS ExcelLoan Underwriting BasicsCIBIL / Bureau ReportsCash-Flow AnalysisReport WritingJudgement

What you'll do

  • Support credit appraisal, financial spreading and borrower risk assessment alongside the core small finance bank team
  • Work in Excel and internal systems on live financial data
  • Prepare schedules, reconciliations and reports for senior review
  • Research companies, customers, products or regulations as required
  • Present analysis clearly in notes and decks for stakeholders
  • Follow documentation and control standards required in a regulated business

Who can apply

  • Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA-Inter/Economics — 2026 freshers & final-year students welcome
  • Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
  • Strong numerical ability and comfort working in MS Excel
  • Care with detail and the discipline to document work properly
  • Clear written and verbal communication in English
  • Based in or willing to work from Gurugram, Haryana

Perks & benefits

Exposure to BFSI systems and reporting toolsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior finance professionalsInternship Certificate

Interview & selection process

2 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Online aptitude & numerical reasoning assessment

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank is a small finance bank operating in India's banking and financial services sector, with an active presence in Gurugram. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that…
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