True Balance

Credit Underwriting Intern

InternshipHybridBengaluru, Karnataka2 months14K/mo14 openingsImmediate / Rolling

About this internship

True Balance is hiring a Credit Underwriting Intern in Bengaluru — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit underwriting rather than a certificate-only programme. About the role As a Credit Underwriting Intern at True Balance, your…

Similar internships hiring now

View all

Not quite right? These internships in Bengaluru, Karnataka match the same skills — apply to a few to improve your chances.

Credit Analyst Intern

Kotak Mahindra Bank

In OfficeBengaluru, Karnataka36K/mo

Apply

Data Analyst Intern (Off-Campus Drive)

Persistent Systems

HybridBengaluru, Karnataka13K/mo

Apply

Regulatory Reporting Intern

EY India

In OfficeBengaluru, Karnataka15K/mo

Apply

Ind AS Reporting Intern

JPMorgan Chase

RemoteBengaluru, Karnataka17K/mo

Apply

Skills you'll use

Credit AssessmentIncome AnalysisBureau Reports (CIBIL)FOIR/LTV ComputationsBanking Statements AnalysisDeviation NotesMS ExcelCredit Policy ReadingFraud IndicatorsDecision Documentation

What you'll do

Work on assessing borrower files — income analysis, bureau reads and deviation notes — with underwriters alongside the core team
Apply Credit Assessment, Income Analysis, Bureau Reports (CIBIL), FOIR/LTV Computations to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Assessment, Income Analysis, Bureau Reports (CIBIL) (or a genuine willingness to learn them)
Exposure to FOIR/LTV Computations, Banking Statements Analysis, Deviation Notes is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Bengaluru, Karnataka or willing to work from there for the internship period

Perks & benefits

Exposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship Certificate

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Practical assignment or case study with a short walkthrough

About True Balance

True Balance operates in the consumer lending sector and has an active presence in Bengaluru. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

Visit True Balance’s official website ↗

Apply Now Find internships at True Balance

Searching for “True Balance internships” or “internship at True Balance”? You’re in the right place.