State Bank of India

Credit Underwriting Intern

InternshipWork from HomeAurangabad, Maharashtra3 months12K/mo10 openingsImmediate / Rolling

About this internship

State Bank of India has an open Credit Underwriting Intern position in Aurangabad for motivated freshers and final-year students. You will work on live credit underwriting projects and finish with something you can genuinely talk about in interviews. About the role As a Credit Underwriting Intern…

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Skills you'll use

Credit AssessmentIncome AnalysisBureau Reports (CIBIL)FOIR/LTV ComputationsBanking Statements AnalysisDeviation NotesMS ExcelCredit Policy ReadingFraud IndicatorsDecision Documentation

What you'll do

Work on assessing borrower files — income analysis, bureau reads and deviation notes — with underwriters alongside the core team
Apply Credit Assessment, Income Analysis, Bureau Reports (CIBIL), FOIR/LTV Computations to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Assessment, Income Analysis, Bureau Reports (CIBIL) (or a genuine willingness to learn them)
Exposure to FOIR/LTV Computations, Banking Statements Analysis, Deviation Notes is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Aurangabad, Maharashtra or willing to work from there for the internship period

Perks & benefits

Live project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionals

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Discussion with the hiring manager on the role and your fit
3Team-fit / behavioural interview with the team
4HR discussion — stipend, start date, expectations and offer

About State Bank of India

State Bank of India operates in the banking & financial services sector and has an active presence in Aurangabad. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch…

Visit State Bank of India’s official website ↗

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