State Bank of India

Credit & Risk Analytics Intern

InternshipHybridBengaluru, Karnataka6 months23K/mo12 openingsImmediate / Rolling

About this internship

Join State Bank of India in Bengaluru as a Credit & Risk Analytics Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit risk and portfolio analytics work. About the role As a Credit & Risk…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Bengaluru, Karnataka or willing to work from there for the internship period

Perks & benefits

Mentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hours

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Discussion with the hiring manager on the role and your fit

About State Bank of India

State Bank of India operates in the banking & financial services sector and has an active presence in Bengaluru. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it…

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