Punjab National Bank

Credit Analyst Intern

InternshipIn OfficeGurugram, Haryana6 months29K/mo4 openingsImmediate / Rolling

About this internship

Punjab National Bank has an open Credit Analyst Intern position in Gurugram for motivated freshers and final-year students. You will work on live financial data, learn the controls a public sector bank operates under, and finish with work you can genuinely talk about in interviews. About the…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisCredit RiskMS ExcelLoan Underwriting BasicsCIBIL / Bureau ReportsCash-Flow AnalysisReport WritingJudgement

What you'll do

Support credit appraisal, financial spreading and borrower risk assessment alongside the core public sector bank team
Work in Excel and internal systems on live financial data
Prepare schedules, reconciliations and reports for senior review
Research companies, customers, products or regulations as required
Present analysis clearly in notes and decks for stakeholders
Follow documentation and control standards required in a regulated business

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA-Inter/Economics — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong numerical ability and comfort working in MS Excel
Care with detail and the discipline to document work properly
Clear written and verbal communication in English
Based in or willing to work from Gurugram, Haryana

Perks & benefits

Live project experience on real financial dataExposure to BFSI systems and reporting toolsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior finance professionals

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Group discussion or situational-judgement round
3Online aptitude & numerical reasoning assessment
4HR discussion — stipend, start date, expectations and offer

About Punjab National Bank

Punjab National Bank is a public sector bank operating in India's banking and financial services sector, with an active presence in Gurugram. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that way…

Visit Punjab National Bank’s official website ↗

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