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Paytm

Credit Analysis Intern

InternshipIn OfficeVisakhapatnam, Andhra Pradesh3 months22K/mo14 openingsImmediate / Rolling

About this internship

Join Paytm in Visakhapatnam as a Credit Analysis Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit assessment and underwriting work. About the role As a Credit Analysis Intern at Paytm, your…

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Skills you'll use

Credit AnalysisFinancial Statement AnalysisRatio AnalysisCredit ScoringRisk AssessmentExcelBureau ReportsCash Flow AnalysisDocumentationJudgement

What you'll do

  • Work on assessing whether a borrower can repay, using financials and behaviour rather than optimism alongside the core team
  • Apply Credit Analysis, Financial Statement Analysis, Ratio Analysis, Credit Scoring to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CFA (any level) or Economics graduate
  • Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of Credit Analysis, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
  • Exposure to Credit Scoring, Risk Assessment, Excel is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Visakhapatnam, Andhra Pradesh or willing to work from there for the internship period

Perks & benefits

Flexible working hoursNetworking with senior professionalsInternship CertificateLetter of RecommendationMentorship from a named mentorStructured onboarding and a formal mentor at a large, established employer

Interview & selection process

2 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Practical assignment or case study with a short walkthrough

About Paytm

Paytm operates in the fintech & payments sector and has an active presence in Visakhapatnam. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…
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