IDFC FIRST Bank

Credit Underwriting Intern

InternshipIn OfficeBengaluru, Karnataka4 months18K/mo2 openingsImmediate / Rolling

About this internship

IDFC FIRST Bank has an open Credit Underwriting Intern position in Bengaluru for motivated freshers and final-year students. You will work on live credit underwriting projects and finish with something you can genuinely talk about in interviews. About the role As a Credit Underwriting Intern at…

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Skills you'll use

Credit AssessmentIncome AnalysisBureau Reports (CIBIL)FOIR/LTV ComputationsBanking Statements AnalysisDeviation NotesMS ExcelCredit Policy ReadingFraud IndicatorsDecision Documentation

What you'll do

Work on assessing borrower files — income analysis, bureau reads and deviation notes — with underwriters alongside the core team
Apply Credit Assessment, Income Analysis, Bureau Reports (CIBIL), FOIR/LTV Computations to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Assessment, Income Analysis, Bureau Reports (CIBIL) (or a genuine willingness to learn them)
Exposure to FOIR/LTV Computations, Banking Statements Analysis, Deviation Notes is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Bengaluru, Karnataka or willing to work from there for the internship period

Perks & benefits

Networking with senior professionalsInternship CertificateLetter of RecommendationMentorship from a named mentorLive project experience

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Online aptitude / domain assessment

About IDFC FIRST Bank

IDFC FIRST Bank operates in the banking & financial services sector and has an active presence in Bengaluru. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it…

Visit IDFC FIRST Bank’s official website ↗

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