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HDFC Life logo — HDFC Life Credit & Risk Analytics Intern at HDFC Life
HDFC Life

Credit & Risk Analytics Intern

InternshipHybridGandhinagar, Gujarat6 months20K/mo5 openingsImmediate / Rolling
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About this internship

HDFC Life is hiring a Credit & Risk Analytics Intern in Gandhinagar — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit risk and portfolio analytics rather than a certificate-only programme. About the role As a Credit & Risk Analytics Intern at…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

  • Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
  • Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
  • Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
  • Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Gandhinagar, Gujarat or willing to work from there for the internship period

Perks & benefits

Internship CertificateLetter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflows

Interview & selection process

2 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Team-fit / behavioural interview with the team

About HDFC Life

HDFC Life operates in the insurance sector and has an active presence in Gandhinagar. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a distance. The work…
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